FINANCIAL CARDS AND PAYMENTS IN CHILE Euromonitor International October 2017 LIST OF CONTENTS AND TABLES Executive Summary Development of Payment Methods Atms Continue To Decline and Point-of-sale Systems Increase Pre-paid Cards Will Increase Inclusion and Electronic Payments Migration From Retail Cards To Credit Cards Provides Competition To Banks Loyalty and Rewards Have Become Deal Breakers When Affiliating With A Bank Market Indicators Table 1 Number of POS Terminals: Units 2012-2017 Table 2 Number of ATMs: Units 2012-2017 Table 3 Value Lost to Fraud 2012-2017 Table 4 Card Expenditure by Location 2017 Table 5 Financial Cards in Circulation by Type: % Number of Cards 2012-2017 Table 6 Domestic versus Foreign Spend 2017 Market Data Table 7 Financial Cards by Category: Number of Cards in Circulation 2012-2017 Table 8 Financial Cards by Category: Number of Accounts 2012-2017 Table 9 Financial Cards Transactions by Category: Value 2012-2017 Table 10 Financial Cards by Category: Number of Transactions 2012-2017 Table 11 Consumer Payments by Category: Value 2012-2017 Table 12 Consumer Payments by Category: Number of Transactions 2012-2017 Table 13 M-Commerce by Category: Value 2013-2017 Table 14 M-Commerce by Category: % Value Growth 2013-2017 Table 15 Financial Cards: Number of Cards by Issuer 2012-2016 Table 16 Financial Cards: Number of Cards by Operator 2012-2016 Table 17 Financial Cards: Card Payment Transactions Value by Operator 2012-2016 Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2012-2016 Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2017-2022 Table 20 Forecast Financial Cards by Category: Number of Accounts 2017-2022 Table 21 Forecast Financial Cards Transactions by Category: Value 2017-2022 Table 22 Forecast Financial Cards by Category: Number of Transactions 2017-2022 Table 23 Forecast Consumer Payments by Category: Value 2017-2022 Table 24 Forecast Consumer Payments by Category: Number of Transactions 2017-2022 Table 25 Forecast M-Commerce by Category: Value 2017-2022 Table 26 Forecast M-Commerce by Category: % Value Growth 2017-2022 Definitions Sources Summary 1 Research Sources Executive Summary Development of Payment Methods Atms Continue To Decline and Point-of-sale Systems Increase Pre-paid Cards Will Increase Inclusion and Electronic Payments Migration From Retail Cards To Credit Cards Provides Competition To Banks Loyalty and Rewards Have Become Deal Breakers When Affiliating With A Bank Market Indicators Table 27 Number of POS Terminals: Units 2012-2017 Table 28 Number of ATMs: Units 2012-2017 Table 29 Value Lost to Fraud 2012-2017 Table 30 Card Expenditure by Location 2017 Table 31 Financial Cards in Circulation by Type: % Number of Cards 2012-2017 Table 32 Domestic versus Foreign Spend 2017 Market Data Table 33 Financial Cards by Category: Number of Cards in Circulation 2012-2017 Table 34 Financial Cards by Category: Number of Accounts 2012-2017 Table 35 Financial Cards Transactions by Category: Value 2012-2017 Table 36 Financial Cards by Category: Number of Transactions 2012-2017 Table 37 Consumer Payments by Category: Value 2012-2017 Table 38 Consumer Payments by Category: Number of Transactions 2012-2017 Table 39 M-Commerce by Category: Value 2013-2017 Table 40 M-Commerce by Category: % Value Growth 2013-2017 Table 41 Financial Cards: Number of Cards by Issuer 2012-2016 Table 42 Financial Cards: Number of Cards by Operator 2012-2016 Table 43 Financial Cards: Card Payment Transactions Value by Operator 2012-2016 Table 44 Financial Cards: Card Payment Transactions Value by Issuer 2012-2016 Table 45 Forecast Financial Cards by Category: Number of Cards in Circulation 2017-2022 Table 46 Forecast Financial Cards by Category: Number of Accounts 2017-2022 Table 47 Forecast Financial Cards Transactions by Category: Value 2017-2022 Table 48 Forecast Financial Cards by Category: Number of Transactions 2017-2022 Table 49 Forecast Consumer Payments by Category: Value 2017-2022 Table 50 Forecast Consumer Payments by Category: Number of Transactions 2017-2022 Table 51 Forecast M-Commerce by Category: Value 2017-2022 Table 52 Forecast M-Commerce by Category: % Value Growth 2017-2022 Definitions Sources Summary 2 Research Sources Headlines Prospects Debt Is Increasing Personal Credit Cards Are the Most Prevalent Government Advises Cautious Use of Credit Cards Competitive Landscape Credit Cards Gaining Ground Non-banking Cards Prove Popular Reward Points Prove Attractive Category Data Table 53 Credit Cards: Number of Cards in Circulation 2012-2017 Table 54 Credit Cards Transactions 2012-2017 Table 55 Credit Cards in Circulation: % Growth 2012-2017 Table 56 Credit Cards Transactions: % Growth 2012-2017 Table 57 Commercial Credit Cards: Number of Cards in Circulation 2012-2017 Table 58 Commercial Credit Cards Transactions 2012-2017 Table 59 Commercial Credit Cards in Circulation: % Growth 2012-2017 Table 60 Commercial Credit Cards Transactions: % Growth 2012-2017 Table 61 Personal Credit Cards: Number of Cards in Circulation 2012-2017 Table 62 Personal Credit Cards Transactions 2012-2017 Table 63 Personal Credit Cards in Circulation: % Growth 2012-2017 Table 64 Personal Credit Cards Transactions: % Growth 2012-2017 Table 65 Credit Cards: Number of Cards by Issuer 2012-2016 Table 66 Credit Cards: Number of Cards by Operator 2012-2016 Table 67 Credit Cards Payment Transaction Value by Issuer 2012-2016 Table 68 Credit Cards Payment Transaction Value by Operator 2012-2016 Table 69 Commercial Credit Cards: Number of Cards by Issuer 2012-2016 Table 70 Commercial Credit Cards: Number of Cards by Operator 2012-2016 Table 71 Commercial Credit Cards Payment Transaction Value by Issuer 2012-2016 Table 72 Commercial Credit Cards Payment Transaction Value by Operator 2012-2016 Table 73 Personal Credit Cards: Number of Cards by Issuer 2012-2016 Table 74 Personal Credit Cards: Number of Cards by Operator 2012-2016 Table 75 Personal Credit Cards Payment Transaction Value by Issuer 2012-2016 Table 76 Personal Credit Cards Payment Transaction Value by Operator 2012-2016 Table 77 Forecast Credit Cards: Number of Cards in Circulation 2017-2022 Table 78 Forecast Credit Cards Transactions 2017-2022 Table 79 Forecast Credit Cards in Circulation: % Growth 2017-2022 Table 80 Forecast Credit Cards Transactions: % Growth 2017-2022 Table 81 Forecast Commercial Credit Cards: Number of Cards in Circulation 2017-2022 Table 82 Forecast Commercial Credit Cards Transactions 2017-2022 Table 83 Forecast Commercial Credit Cards in Circulation: % Growth 2017-2022 Table 84 Forecast Commercial Credit Cards Transactions: % Growth 2017-2022 Table 85 Forecast Personal Credit Cards: Number of Cards in Circulation 2017-2022 Table 86 Forecast Personal Credit Cards Transactions 2017-2022 Table 87 Forecast Personal Credit Cards in Circulation: % Growth 2017-2022 Table 88 Forecast Personal Credit Cards Transactions: % Growth 2017-2022 Headlines Prospects Debt Is Increasing Personal Credit Cards Are the Most Prevalent Government Advises Cautious Use of Credit Cards Competitive Landscape Credit Cards Gaining Ground Non-banking Cards Prove Popular Reward Points Prove Attractive Category Data Table 89 Credit Cards: Number of Cards in Circulation 2012-2017 Table 90 Credit Cards Transactions 2012-2017 Table 91 Credit Cards in Circulation: % Growth 2012-2017 Table 92 Credit Cards Transactions: % Growth 2012-2017 Table 93 Commercial Credit Cards: Number of Cards in Circulation 2012-2017 Table 94 Commercial Credit Cards Transactions 2012-2017 Table 95 Commercial Credit Cards in Circulation: % Growth 2012-2017 Table 96 Commercial Credit Cards Transactions: % Growth 2012-2017 Table 97 Personal Credit Cards: Number of Cards in Circulation 2012-2017 Table 98 Personal Credit Cards Transactions 2012-2017 Table 99 Personal Credit Cards in Circulation: % Growth 2012-2017 Table 100 Personal Credit Cards Transactions: % Growth 2012-2017 Table 101 Credit Cards: Number of Cards by Issuer 2012-2016 Table 102 Credit Cards: Number of Cards by Operator 2012-2016 Table 103 Credit Cards Payment Transaction Value by Issuer 2012-2016 Table 104 Credit Cards Payment Transaction Value by Operator 2012-2016 Table 105 Commercial Credit Cards: Number of Cards by Issuer 2012-2016 Table 106 Commercial Credit Cards: Number of Cards by Operator 2012-2016 Table 107 Commercial Credit Cards Payment Transaction Value by Issuer 2012-2016 Table 108 Commercial Credit Cards Payment Transaction Value by Operator 2012-2016 Table 109 Personal Credit Cards: Number of Cards by Issuer 2012-2016 Table 110 Personal Credit Cards: Number of Cards by Operator 2012-2016 Table 111 Personal Credit Cards Payment Transaction Value by Issuer 2012-2016 Table 112 Personal Credit Cards Payment Transaction Value by Operator 2012-2016 Table 113 Forecast Credit Cards: Number of Cards in Circulation 2017-2022 Table 114 Forecast Credit Cards Transactions 2017-2022 Table 115 Forecast Credit Cards in Circulation: % Growth 2017-2022 Table 116 Forecast Credit Cards Transactions: % Growth 2017-2022 Table 117 Forecast Commercial Credit Cards: Number of Cards in Circulation 2017-2022 Table 118 Forecast Commercial Credit Cards Transactions 2017-2022 Table 119 Forecast Commercial Credit Cards in Circulation: % Growth 2017-2022 Table 120 Forecast Commercial Credit Cards Transactions: % Growth 2017-2022 Table 121 Forecast Personal Credit Cards: Number of Cards in Circulation 2017-2022 Table 122 Forecast Personal Credit Cards Transactions 2017-2022 Table 123 Forecast Personal Credit Cards in Circulation: % Growth 2017-2022 Table 124 Forecast Personal Credit Cards Transactions: % Growth 2017-2022 Headlines Prospects Debit Cards Supported by More-accessible Banking Increase in Point-of-sale Systems Fraud Continues To Be An Issue Competitive Landscape Three Players Dominate Multicaja Grows in Importance Redcompra Is Synonymous With Debit Transactions Category Data Table 125 Debit Cards: Number of Cards in Circulation 2012-2017 Table 126 Debit Cards Transactions 2012-2017 Table 127 Debit Cards in Circulation: % Growth 2012-2017 Table 128 Debit Cards Transactions: % Growth 2012-2017 Table 129 Debit Cards: Number of Cards by Issuer 2012-2016 Table 130 Debit Cards: Number of Cards by Operator 2012-2016 Table 131 Debit Cards Payment Transaction Value by Issuer 2012-2016 Table 132 Debit Cards Payment Transaction Value by Operator 2012-2016 Table 133 Forecast Debit Cards: Number of Cards in Circulation 2017-2022 Table 134 Forecast Debit Cards Transactions 2017-2022 Table 135 Forecast Debit Cards in Circulation: % Growth 2017-2022 Table 136 Forecast Debit Cards Transactions: % Growth 2017-2022 Headlines Prospects Debit Cards Supported by More-accessible Banking Increase in Point-of-sale Systems Fraud Continues To Be An Issue Competitive Landscape Three Players Dominate Multicaja Grows in Importance Redcompra Is Synonymous With Debit Transactions Category Data Table 137 Debit Cards: Number of Cards in Circulation 2012-2017 Table 138 Debit Cards Transactions 2012-2017 Table 139 Debit Cards in Circulation: % Growth 2012-2017 Table 140 Debit Cards Transactions: % Growth 2012-2017 Table 141 Debit Cards: Number of Cards by Issuer 2012-2016 Table 142 Debit Cards: Number of Cards by Operator 2012-2016 Table 143 Debit Cards Payment Transaction Value by Issuer 2012-2016 Table 144 Debit Cards Payment Transaction Value by Operator 2012-2016 Table 145 Forecast Debit Cards: Number of Cards in Circulation 2017-2022 Table 146 Forecast Debit Cards Transactions 2017-2022 Table 147 Forecast Debit Cards in Circulation: % Growth 2017-2022 Table 148 Forecast Debit Cards Transactions: % Growth 2017-2022 Headlines Prospects Open Loop Pre-paid Cards To Give Greater Access To Banking Pre-paid Cards Key To Transportation System Pre-paid Cards for Parking in Decline Competitive Landscape Open Loop Cards To Be Issued Some Negativity Regarding Open Loop Strong Competition Within Gift Cards Category Data Table 149 Pre-paid Cards: Number of Cards in Circulation 2012-2017 Table 150 Pre-paid Cards Transactions 2012-2017 Table 151 Pre-paid Cards in Circulation: % Growth 2012-2017 Table 152 Pre-paid Cards Transactions: % Growth 2012-2017 Table 153 Closed Loop Pre-paid Cards Transactions 2012-2017 Table 154 Closed Loop Pre-paid Cards Transactions: % Growth 2012-2017 Table 155 Pre-paid Cards: Number of Cards by Issuer 2012-2016 Table 156 Pre-paid Cards: Number of Cards by Operator 2012-2016 Table 157 Pre-paid Cards Transaction Value by Issuer 2012-2016 Table 158 Pre-paid Cards Transaction Value by Operator 2012-2016 Table 159 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2012-2016 Table 160 Closed Loop Pre-paid Cards: Number of Cards by Operator 2012-2016 Table 161 Closed Loop Pre-paid Cards Transaction Value by Issuer 2012-2016 Table 162 Closed Loop Pre-paid Cards Transaction Value by Operator 2012-2016 Table 163 Forecast Pre-paid Cards: Number of Cards in Circulation 2017-2022 Table 164 Forecast Pre-paid Cards Transactions 2017-2022 Table 165 Forecast Pre-paid Cards in Circulation: % Growth 2017-2022 Table 166 Forecast Pre-paid Cards Transactions: % Growth 2017-2022 Table 167 Forecast Closed Loop Pre-paid Cards Transactions 2017-2022 Table 168 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2017-2022 Headlines Prospects Open Loop Pre-paid Cards To Give Greater Access To Banking Pre-paid Cards Key To Transportation System Pre-paid Cards for Parking in Decline Competitive Landscape Open Loop Cards To Be Issued Some Negativity Regarding Open Loop Category Data Table 169 Pre-paid Cards: Number of Cards in Circulation 2012-2017 Table 170 Pre-paid Cards Transactions 2012-2017 Table 171 Pre-paid Cards in Circulation: % Growth 2012-2017 Table 172 Pre-paid Cards Transactions: % Growth 2012-2017 Table 173 Closed Loop Pre-paid Cards Transactions 2012-2017 Table 174 Closed Loop Pre-paid Cards Transactions: % Growth 2012-2017 Table 175 Pre-paid Cards: Number of Cards by Issuer 2012-2016 Table 176 Pre-paid Cards: Number of Cards by Operator 2012-2016 Table 177 Pre-paid Cards Transaction Value by Issuer 2012-2016 Table 178 Pre-paid Cards Transaction Value by Operator 2012-2016 Table 179 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2012-2016 Table 180 Closed Loop Pre-paid Cards: Number of Cards by Operator 2012-2016 Table 181 Closed Loop Pre-paid Cards Transaction Value by Issuer 2012-2016 Table 182 Closed Loop Pre-paid Cards Transaction Value by Operator 2012-2016 Table 183 Forecast Pre-paid Cards: Number of Cards in Circulation 2017-2022 Table 184 Forecast Pre-paid Cards Transactions 2017-2022 Table 185 Forecast Pre-paid Cards in Circulation: % Growth 2017-2022 Table 186 Forecast Pre-paid Cards Transactions: % Growth 2017-2022 Table 187 Forecast Closed Loop Pre-paid Cards Transactions 2017-2022 Table 188 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2017-2022 Headlines Prospects Store Cards Previously Limited Number of Store Cards Declines Further Declines Expected Competitive Landscape Leading Players Dominate Empresas Hites Slow To Transform Empresas Hites Offers A Wide Range of Choices Category Data Table 189 Store Cards: Number of Cards in Circulation 2012-2017 Table 190 Store Cards Transactions 2012-2017 Table 191 Store Cards in Circulation: % Growth 2012-2017 Table 192 Store Cards Transactions: % Growth 2012-2017 Table 193 Store Cards: Number of Cards by Issuer 2012-2016 Table 194 Store Cards: Payment Transaction Value by Issuer 2012-2016 Table 195 Forecast Store Cards: Number of Cards in Circulation 2017-2022 Table 196 Forecast Store Cards Transactions 2017-2022 Table 197 Forecast Store Cards in Circulation: % Growth 2017-2022 Table 198 Forecast Store Cards Transactions: % Growth 2017-2022 Headlines Prospects Store Cards Previously Limited Number of Store Cards Declines Further Declines Expected Competitive Landscape Leading Players Dominate Empresas Hites Slow To Transform Empresas Hites Offers A Wide Range of Choices Category Data Table 199 Store Cards: Number of Cards in Circulation 2012-2017 Table 200 Store Cards Transactions 2012-2017 Table 201 Store Cards in Circulation: % Growth 2012-2017 Table 202 Store Cards Transactions: % Growth 2012-2017 Table 203 Store Cards: Number of Cards by Issuer 2012-2016 Table 204 Store Cards: Payment Transaction Value by Issuer 2012-2016 Table 205 Forecast Store Cards: Number of Cards in Circulation 2017-2022 Table 206 Forecast Store Cards Transactions 2017-2022 Table 207 Forecast Store Cards in Circulation: % Growth 2017-2022 Table 208 Forecast Store Cards Transactions: % Growth 2017-2022